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Policy",[8],"cookie-policy",{"ID":452,"post_author":38,"post_date":453,"post_date_gmt":453,"post_content":29,"post_title":8,"post_excerpt":8,"post_status":10,"comment_status":11,"ping_status":11,"post_password":8,"post_name":454,"to_ping":8,"pinged":8,"post_modified":453,"post_modified_gmt":453,"post_content_filtered":8,"post_parent":13,"guid":455,"menu_order":54,"post_type":16,"post_mime_type":8,"comment_count":17,"filter":18,"db_id":452,"menu_item_parent":17,"object_id":456,"object":20,"type":21,"type_label":22,"url":457,"title":458,"target":8,"attr_title":8,"description":8,"classes":459,"xfn":8,"layout_type":460},10834,"2025-10-07 04:50:06","10834","https://cbtw.tech/insights/10834","255","https://cbtw.tech/apac/privacy-policy/","Privacy Policy",[8],"privacy-policy",{"ID":462,"post_author":38,"post_date":463,"post_date_gmt":463,"post_content":29,"post_title":8,"post_excerpt":8,"post_status":10,"comment_status":11,"ping_status":11,"post_password":8,"post_name":464,"to_ping":8,"pinged":8,"post_modified":463,"post_modified_gmt":463,"post_content_filtered":8,"post_parent":13,"guid":465,"menu_order":63,"post_type":16,"post_mime_type":8,"comment_count":17,"filter":18,"db_id":462,"menu_item_parent":17,"object_id":466,"object":20,"type":21,"type_label":22,"url":467,"title":468,"target":8,"attr_title":8,"description":8,"classes":469,"xfn":8,"layout_type":470},10835,"2025-10-07 04:50:07","10835","https://cbtw.tech/insights/10835","403","https://cbtw.tech/apac/whistleblowing-policy/","Whistleblowing Policy",[8],"whistleblowing-policy",{"ID":472,"post_author":38,"post_date":463,"post_date_gmt":463,"post_content":29,"post_title":8,"post_excerpt":8,"post_status":10,"comment_status":11,"ping_status":11,"post_password":8,"post_name":473,"to_ping":8,"pinged":8,"post_modified":463,"post_modified_gmt":463,"post_content_filtered":8,"post_parent":13,"guid":474,"menu_order":72,"post_type":16,"post_mime_type":8,"comment_count":17,"filter":18,"db_id":472,"menu_item_parent":17,"object_id":475,"object":20,"type":21,"type_label":22,"url":476,"title":477,"target":8,"attr_title":8,"description":8,"classes":478,"xfn":8,"layout_type":479},10836,"10836","https://cbtw.tech/insights/10836","257","https://cbtw.tech/apac/lodge-a-complaint/","Lodge a complaint",[8],"lodge-a-complaint",{"ID":481,"post_author":38,"post_date":463,"post_date_gmt":463,"post_content":29,"post_title":8,"post_excerpt":8,"post_status":10,"comment_status":11,"ping_status":11,"post_password":8,"post_name":482,"to_ping":8,"pinged":8,"post_modified":463,"post_modified_gmt":463,"post_content_filtered":8,"post_parent":13,"guid":483,"menu_order":81,"post_type":16,"post_mime_type":8,"comment_count":17,"filter":18,"db_id":481,"menu_item_parent":17,"object_id":484,"object":20,"type":21,"type_label":22,"url":485,"title":486,"target":8,"attr_title":8,"description":8,"classes":487,"xfn":8,"layout_type":48},10837,"10837","https://cbtw.tech/insights/10837","2152","https://cbtw.tech/apac/index-egalite-femmes-hommes-de-72-100/","Index égalité femmes-hommes de 72/100",[8],[489],{"id":490,"date":491,"date_gmt":491,"guid":492,"modified":494,"modified_gmt":494,"slug":495,"status":10,"type":496,"link":497,"title":498,"content":500,"excerpt":502,"author":503,"featured_media":504,"featured_image_url":505,"featured_image_sizes":506,"featured_image_alt":508,"parent":509,"menu_order":17,"comment_status":11,"ping_status":11,"template":8,"meta":510,"class_list":512,"acf":518,"yoast_head":8,"yoast_head_json":746,"lang":8,"translations":777,"cbtw_related_posts":778,"cbtw_related_title":8,"breadcrumb":779,"region":8,"assigned_regions":780,"region_action_type":8,"cloned_regions":781,"pll_sync_post":501,"_links":782,"original_global_parent":8,"regional_parent":509,"cloned_from":783},"12614","2026-02-27T08:06:04",{"rendered":493},"https://cbtw.tech/preview/page/12614/?post_type=apac_page&p=12614&preview=true","2026-05-26T03:43:42","build-operate-transfer-in-vietnam-for-australian-banking-fintech","apac_page","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/",{"rendered":499},"Build-Operate-Transfer in Vietnam for Australian Banking & Fintech",{"rendered":8,"protected":501},false,{"rendered":8,"protected":501},"45",9912,"https://admin.cbtw.tech/wp-content/uploads/Collaboration-Betters-The-World-CBTW-logo-secondary-Black.jpg",{"full":505,"thumbnail":507},"https://admin.cbtw.tech/wp-content/uploads/Collaboration-Betters-The-World-CBTW-logo-secondary-Black-100x100.jpg","Logo of the company CBTW (Collaboration Betters The World)","12134",{"layout_type":48,"assigned_regions":511},[],[513,496,514,515,516,517],"post-12614","type-apac_page","status-publish","has-post-thumbnail","hentry",{"layout_type":48,"layout_builder":519},[520,550,609,629,640,692,739],{"acf_fc_layout":521,"tag_name":522,"section_title":523,"description":524,"cta_link":8,"image":525,"scroll_next_button":548,"hubspot_form_id":549},"block_service_header","Structured path to long-term AI ownership","BOT: Fintech Offshore Development in Vietnam for Australia","As Australian banks and fintechs centralize ownership at home, digital and AI demand outpaces local capacity. With AI embedding into core systems, tighter control is essential. Vietnam has emerged as a practical fintech offshore development hub; through BOT, teams integrate with Australian structures while preserving long-term ownership.",{"ID":526,"id":526,"title":527,"filename":528,"filesize":529,"url":530,"link":531,"alt":532,"author":533,"description":534,"caption":534,"name":535,"status":536,"uploaded_to":537,"date":538,"modified":539,"menu_order":13,"mime_type":540,"type":541,"subtype":542,"icon":543,"width":544,"height":544,"sizes":545},14954,"BOT for AU_Header","BOT-for-AU_Header.png",129113,"https://admin.cbtw.tech/wp-content/uploads/BOT-for-AU_Header.png","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/bot-for-au_header/","Four team members framed in colorful geometric shapes, representing CBTW experts in Build-Operate-Transfer model fintech offshore development.","39","CBTW-service-build-operate-transfer-offshore-development-header-experts","bot-for-au_header","inherit",12614,"2026-05-26 02:33:05","2026-05-26 03:43:18","image/png","image","png","https://admin.cbtw.tech/wp-includes/images/media/default.png",501,{"thumbnail":546,"thumbnail-width":547,"thumbnail-height":547,"medium":530,"medium-width":544,"medium-height":544,"medium_large":530,"medium_large-width":544,"medium_large-height":544,"large":530,"large-width":544,"large-height":544,"1536x1536":530,"1536x1536-width":544,"1536x1536-height":544,"2048x2048":530,"2048x2048-width":544,"2048x2048-height":544},"https://admin.cbtw.tech/wp-content/uploads/BOT-for-AU_Header-100x100.png",100,true,"2b771724-6b01-4d7b-aeaa-591dfb86a794",{"acf_fc_layout":551,"cbtw_list_key":552,"cbtw_list_title":553,"cbtw_list_intro":8,"cbtw_list_conclusion":8,"cbtw_list_items":554,"cta_link":8,"hubspot_form_id":549},"block_dynamic_list","Clarity at every stage","Why BOT fits Australia's fintech offshore development model",[555,586],{"cbtw_list_item_title":556,"cbtw_list_item_description":557,"cbtw_list_item_image":558,"cbtw_list_item_video":585},"Local ownership expectations shape BOT delivery for AI accountability","\u003Cp>Australian financial services organisations typically retain direct ownership of platforms, data models, and release governance within Australia. Fintech offshore development teams must integrate into this operating reality rather than function as external execution units. When AI is involved, the same principle applies to control of data access, validation criteria, and how AI impacted changes are approved.\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>BOT-aligned delivery supports this model by embedding teams into Australian governance and delivery structures from day one.\u003C/p>\n",{"ID":559,"id":559,"title":560,"filename":561,"filesize":562,"url":563,"link":564,"alt":565,"author":533,"description":566,"caption":567,"name":568,"status":536,"uploaded_to":537,"date":569,"modified":539,"menu_order":13,"mime_type":570,"type":541,"subtype":571,"icon":543,"width":572,"height":573,"sizes":574},14955,"NAB-fintech-offshore-development-partnering-with-CBTW","NAB-fintech-offshore-development-partnering-with-CBTW.jpg",1004832,"https://admin.cbtw.tech/wp-content/uploads/NAB-fintech-offshore-development-partnering-with-CBTW.jpg","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/nab-fintech-offshore-development-partnering-with-cbtw/","NAB offshore development center team established through CBTW's Build-Operate-Transfer model","NAB's fintech offshore development center established by CBTW, demonstrating how the Build-Operate-Transfer model turns external engineering into a permanent internal asset","NAB's offshore development team, built through CBTW's BOT model in Vietnam","nab-fintech-offshore-development-partnering-with-cbtw","2026-05-26 02:42:04","image/jpeg","jpeg",1200,675,{"thumbnail":575,"thumbnail-width":547,"thumbnail-height":576,"medium":577,"medium-width":578,"medium-height":579,"medium_large":563,"medium_large-width":580,"medium_large-height":581,"large":582,"large-width":583,"large-height":584,"1536x1536":563,"1536x1536-width":572,"1536x1536-height":573,"2048x2048":563,"2048x2048-width":572,"2048x2048-height":573},"https://admin.cbtw.tech/wp-content/uploads/NAB-fintech-offshore-development-partnering-with-CBTW-100x56.jpg",56,"https://admin.cbtw.tech/wp-content/uploads/NAB-fintech-offshore-development-partnering-with-CBTW-800x450.jpg",800,450,768,432,"https://admin.cbtw.tech/wp-content/uploads/NAB-fintech-offshore-development-partnering-with-CBTW-1024x576.jpg",1024,576,{"video":8},{"cbtw_list_item_title":587,"cbtw_list_item_description":588,"cbtw_list_item_image":589,"cbtw_list_item_video":608},"BOT as a response to vendor dependency in Australian banking as AI scope widens","\u003Cp>Australian technology leaders face increasing scrutiny around long-term vendor dependency, particularly for regulated systems and core banking platforms. AI increases the downside of dependency because ongoing oversight and evidence of control are continuous, not one-off deliverables.\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>BOT provides a structured alternative by enabling fintech offshore development at scale while preserving a clear path toward internal ownership rather than permanent third-party reliance. \u003Cem>\u003Cspan style=\"text-decoration: underline;\">\u003Cstrong>\u003Ca href=\"https://cbtw.tech/apac/service-overview/build-operate-transfer\">Learn more about CBTW’s Build-Operate-Transfer model\u003C/a>.\u003C/strong>\u003C/span>\u003C/em>\u003C/p>\n",{"ID":590,"id":590,"title":591,"filename":592,"filesize":593,"url":594,"link":595,"alt":596,"author":533,"description":597,"caption":598,"name":591,"status":536,"uploaded_to":537,"date":599,"modified":539,"menu_order":13,"mime_type":570,"type":541,"subtype":571,"icon":543,"width":572,"height":578,"sizes":600},14956,"fintech-offshore-developer-working-session-code","fintech-offshore-developer-working-session-code.jpg",791498,"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-developer-working-session-code.jpg","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/fintech-offshore-developer-working-session-code/","Fintech offshore developer working on code scripts during a development session","A laptop screen displaying code scripts, representing a fintech offshore developer working session within a BOT-model engineering team","A fintech offshore developer's working session, building institutional code","2026-05-26 03:02:17",{"thumbnail":601,"thumbnail-width":547,"thumbnail-height":602,"medium":603,"medium-width":578,"medium-height":604,"medium_large":594,"medium_large-width":580,"medium_large-height":605,"large":606,"large-width":583,"large-height":607,"1536x1536":594,"1536x1536-width":572,"1536x1536-height":578,"2048x2048":594,"2048x2048-width":572,"2048x2048-height":578},"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-developer-working-session-code-100x67.jpg",67,"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-developer-working-session-code-800x533.jpg",533,512,"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-developer-working-session-code-1024x683.jpg",683,{"video":8},{"acf_fc_layout":610,"tag_name":611,"section_title":612,"cta_link":8,"cards":613,"background":501,"hubspot_form_id":549},"block_expertises","Beyond short term delivery","How Vietnam supports fintech offshore development for Australian banking teams",[614,619,624],{"icon_url":615,"title":616,"description":617,"sub_content":618,"navigation_link":8},"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-global-network-icon.png","Time-zone alignment with Australian banking teams","Vietnam is only 3 hours behind Australia’s east coast, enabling full overlap for planning, design, escalations, and faster releases.","\u003Cul>\n\u003Cli>Real-time sprint planning and backlog refinement\u003C/li>\n\u003Cli>Live architecture and design discussions\u003C/li>\n\u003Cli>Faster escalation and issue resolution without overnight handovers\u003C/li>\n\u003Cli>Quicker review loops when AI related releases require additional checks\u003C/li>\n\u003C/ul>\n",{"icon_url":620,"title":621,"description":622,"sub_content":623,"navigation_link":8},"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-bot-model-phases-icon.png","BOT delivery capability made for Australian platforms","Vietnam teams contribute to AU-governed banking systems: digital channels, payments, data platforms, and production AI integrations.","\u003Cul>\n\u003Cli>Digital and mobile banking platforms\u003C/li>\n\u003Cli>Payments and transaction processing systems\u003C/li>\n\u003Cli>Data platforms supporting risk, reporting, and analytics\u003C/li>\n\u003Cli>Production grade AI integration work\u003C/li>\n\u003C/ul>\n",{"icon_url":625,"title":626,"description":627,"sub_content":628,"navigation_link":8},"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-team-scaling-icon.png","Team continuity critical for BOT ownership transfer","Lower attrition supports BOT continuity, retaining knowledge for ownership transfer and keeping AI standards, tooling, and risk handling consistent.","\u003Cdiv class=\"flex flex-col text-sm pb-25\">\n\u003Carticle class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&:has([data-writing-block])>*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"3ba58d78-d372-44b2-94a3-4ef4620352fd\" data-testid=\"conversation-turn-448\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n\u003Cdiv class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm/main:[--thread-content-margin:--spacing(6)] @w-lg/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n\u003Cdiv class=\"[--thread-content-max-width:40rem] @w-lg/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n\u003Cdiv class=\"flex max-w-full flex-col grow\">\n\u003Cdiv class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"0ea0945d-944a-437b-9c12-68ec8edee78c\" data-message-model-slug=\"gpt-5-2-thinking\">\n\u003Cdiv class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n\u003Cdiv class=\"markdown prose dark:prose-invert w-full wrap-break-word dark markdown-new-styling\">\n\u003Cul>\n\u003Cli data-start=\"48\" data-end=\"622\">Retain platform and domain knowledge across long delivery cycles\u003C/li>\n\u003Cli data-start=\"48\" data-end=\"622\">Reduce disruption from frequent turnover and repeated onboarding\u003C/li>\n\u003Cli data-start=\"48\" data-end=\"622\">Maintain consistent standards in engineering, security, and risk handling\u003C/li>\n\u003Cli data-start=\"48\" data-end=\"622\">Keep AI operations stable over time by minimizing drift in tooling, governance, and controls\u003C/li>\n\u003C/ul>\n\u003C/div>\n\u003C/div>\n\u003C/div>\n\u003C/div>\n\u003C/div>\n\u003C/div>\n\u003C/article>\n\u003C/div>\n",{"acf_fc_layout":630,"tagline":631,"section_title":632,"cta_button":8,"card":633,"hubspot_form_id":549},"block_cards_icons_big_boxed","A seamless extension of the core team","Applying the BOT model for Australian banks and fintechs",[634,637],{"title":635,"description":636,"link":8},"Embedded BOT teams within Australian delivery environments","BOT teams operate inside Australian delivery environments, aligned to shared backlogs, sprint cadences, and release governance. Australian teams retain direct visibility into priorities, progress, and delivery quality. AI related changes run through the same release flow, with explicit gates for validation and evidence where required.",{"title":638,"description":639,"link":8},"Direct collaboration between Vietnam BOT teams and Australian leaders","Engineers collaborate directly with Australian-based product owners, architects, and delivery leads during the Australian business day, reinforcing shared accountability for outcomes, security, and delivery commitments. This reduces grey areas when AI touches high impact workflows, because decision ownership stays in the right place.",{"acf_fc_layout":551,"cbtw_list_key":641,"cbtw_list_title":642,"cbtw_list_intro":8,"cbtw_list_conclusion":8,"cbtw_list_items":643,"cta_link":8,"hubspot_form_id":549},"Transform and transfer","AI-enabled fintech offshore development with built-in ownership",[644,668],{"cbtw_list_item_title":645,"cbtw_list_item_description":646,"cbtw_list_item_image":647,"cbtw_list_item_video":667},"Progressing from BOT delivery to Australian-owned capability","\u003Cp>Many Australian banks and fintechs initially adopt fintech offshore development in Vietnam to relieve immediate capacity pressure. Over time, teams mature and take responsibility for increasingly critical systems, supporting a transition toward deeper internal ownership. As AI becomes a persistent part of products and platforms, this maturity also supports repeatable oversight \u003Cstrong>\u003Cem>\u003Cspan style=\"text-decoration: underline;\">\u003Ca href=\"https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-apac-engineering/\">across APAC engineering teams\u003C/a>\u003C/span>\u003C/em>\u003C/strong>, not just delivery speed.\u003C/p>\n",{"ID":648,"id":648,"title":649,"filename":650,"filesize":651,"url":652,"link":653,"alt":654,"author":533,"description":655,"caption":656,"name":649,"status":536,"uploaded_to":537,"date":657,"modified":539,"menu_order":13,"mime_type":570,"type":541,"subtype":571,"icon":543,"width":658,"height":659,"sizes":660},14960,"fintech-offshore-development-vietnam-urban-hub","fintech-offshore-development-vietnam-urban-hub.jpeg",521926,"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-vietnam-urban-hub.jpeg","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/fintech-offshore-development-vietnam-urban-hub/","High-rise buildings representing Vietnam's growing fintech offshore development hub","A cityscape of high-rise buildings reflecting the maturity of Vietnam as a strategic location for Australian banks and fintechs building owned engineering capability through offshore development","Vietnam's urban centers - where Australian fintech offshore capability is taking root","2026-05-26 03:24:08",2560,1707,{"thumbnail":661,"thumbnail-width":547,"thumbnail-height":602,"medium":662,"medium-width":578,"medium-height":604,"medium_large":652,"medium_large-width":580,"medium_large-height":605,"large":663,"large-width":583,"large-height":607,"1536x1536":652,"1536x1536-width":664,"1536x1536-height":583,"2048x2048":652,"2048x2048-width":665,"2048x2048-height":666},"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-vietnam-urban-hub-100x67.jpeg","https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-vietnam-urban-hub-800x533.jpeg","https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-vietnam-urban-hub-1024x683.jpeg",1536,2048,1366,{"video":8},{"cbtw_list_item_title":669,"cbtw_list_item_description":670,"cbtw_list_item_image":671,"cbtw_list_item_video":691},"AI-enabled BOT delivery under Australian governance","\u003Cp>AI-enabled tools are applied selectively within delivery workflows to support code quality and testing. These practices operate under governance expectations aligned with \u003Ca href=\"https://cbtw.tech/apac/collaboration-betters-the-world/offshore-software-development-partner-in-australia/\">\u003Cem>\u003Cspan style=\"text-decoration: underline;\">\u003Cstrong>Australian financial services environments\u003C/strong>\u003C/span>\u003C/em>\u003C/a>, reinforcing control and transparency. Usage is bounded by policy, including what data can be used, how outputs are checked, and when human review is required.\u003C/p>\n",{"ID":672,"id":672,"title":673,"filename":674,"filesize":675,"url":676,"link":677,"alt":678,"author":533,"description":679,"caption":680,"name":673,"status":536,"uploaded_to":537,"date":681,"modified":539,"menu_order":13,"mime_type":570,"type":541,"subtype":571,"icon":543,"width":682,"height":683,"sizes":684},14961,"fintech-offshore-development-ai-enabled-delivery-visual","fintech-offshore-development-ai-enabled-delivery-visual.jpg",358015,"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-ai-enabled-delivery-visual.jpg","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/fintech-offshore-development-ai-enabled-delivery-visual/","Glowing holographic 3D shapes representing AI-enabled fintech offshore development workflows","Vibrant holographic 3D shapes illustrating the application of AI tools within governed offshore development workflows, where transparency and human oversight remain central to delivery","AI-enabled delivery, governed by design","2026-05-26 03:26:45",2000,1000,{"thumbnail":685,"thumbnail-width":547,"thumbnail-height":686,"medium":687,"medium-width":578,"medium-height":688,"medium_large":676,"medium_large-width":580,"medium_large-height":689,"large":690,"large-width":583,"large-height":605,"1536x1536":676,"1536x1536-width":664,"1536x1536-height":580,"2048x2048":676,"2048x2048-width":682,"2048x2048-height":683},"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-ai-enabled-delivery-visual-100x50.jpg",50,"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-ai-enabled-delivery-visual-800x400.jpg",400,384,"https://admin.cbtw.tech/wp-content/uploads/fintech-offshore-development-ai-enabled-delivery-visual-1024x512.jpg",{"video":8},{"acf_fc_layout":693,"tagline":694,"carousel":695},"block_image_content_carousel","Success stories",[696,717],{"title":697,"quote":8,"description":698,"image":699,"cta":8,"cards":715,"mobile_square":501,"hubspot_form_id":549},"National Australia Bank (NAB)","\u003Cp>Through the BOT model, CBTW accompanied \u003Cstrong>NAB\u003C/strong> from inception to full maturity. We built \u003Cstrong>NAB\u003C/strong>’s banking and fintech offshore development capability in Vietnam from the ground up, scaling to 650+ engineers within three years before transferring full ownership.\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>Following the transfer, \u003Cstrong>NAB\u003C/strong> has continued to expand independently and now operates with more than 2,000 technology specialists in Vietnam, demonstrating the long-term sustainability and strategic impact of the BOT approach.\u003C/p>\n",{"ID":700,"id":700,"title":701,"filename":702,"filesize":703,"url":704,"link":705,"alt":706,"author":533,"description":707,"caption":708,"name":709,"status":536,"uploaded_to":537,"date":710,"modified":539,"menu_order":13,"mime_type":540,"type":541,"subtype":542,"icon":543,"width":572,"height":578,"sizes":711},14962,"nab-fintech-offshore-development-team-vietnam-built-by-CBTW","nab-fintech-offshore-development-team-vietnam-built-by-CBTW.png",500143,"https://admin.cbtw.tech/wp-content/uploads/nab-fintech-offshore-development-team-vietnam-built-by-CBTW.png","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/nab-fintech-offshore-development-team-vietnam-built-by-cbtw/","NAB team members and office in Vietnam, built through CBTW's fintech offshore development BOT model","NAB's Vietnam office and team, showcasing the scale and culture of an engineering hub grown through CBTW's BOT model, from inception to full independent ownership","From 650 engineers to 2,000+ specialists. NAB's Vietnam technology hub, built and transferred by CBTW","nab-fintech-offshore-development-team-vietnam-built-by-cbtw","2026-05-26 03:32:42",{"thumbnail":712,"thumbnail-width":547,"thumbnail-height":602,"medium":713,"medium-width":578,"medium-height":604,"medium_large":704,"medium_large-width":580,"medium_large-height":605,"large":714,"large-width":583,"large-height":607,"1536x1536":704,"1536x1536-width":572,"1536x1536-height":578,"2048x2048":704,"2048x2048-width":572,"2048x2048-height":578},"https://admin.cbtw.tech/wp-content/uploads/nab-fintech-offshore-development-team-vietnam-built-by-CBTW-100x67.png","https://admin.cbtw.tech/wp-content/uploads/nab-fintech-offshore-development-team-vietnam-built-by-CBTW-800x533.png","https://admin.cbtw.tech/wp-content/uploads/nab-fintech-offshore-development-team-vietnam-built-by-CBTW-1024x683.png",[716],{"card_number":8,"card_legend":8},{"title":718,"quote":8,"description":719,"image":720,"cta":8,"cards":501,"mobile_square":501,"hubspot_form_id":549},"CIMB Thai","\u003Cp>Through the Build-Operate-Transfer model, CBTW partnered with \u003Cstrong>CIMB Thai\u003C/strong> to establish its first banking and fintech offshore development center in Hanoi, Vietnam, creating a dedicated delivery base to accelerate the bank’s digital evolution roadmap.\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>By building the team and operating it with the right delivery disciplines from day one, the Vietnam center strengthened \u003Cstrong>CIMB Thai\u003C/strong>’s engineering capacity and supports its ambition to deliver a best-in-class digital banking experience with ASEAN reach.\u003C/p>\n",{"ID":721,"id":721,"title":722,"filename":723,"filesize":724,"url":725,"link":726,"alt":727,"author":533,"description":728,"caption":729,"name":730,"status":536,"uploaded_to":537,"date":731,"modified":539,"menu_order":13,"mime_type":540,"type":541,"subtype":542,"icon":543,"width":732,"height":733,"sizes":734},14963,"cimb-thai-fintech-offshore-development-center-hanoi-by-CBTW","cimb-thai-fintech-offshore-development-center-hanoi-by-CBTW.png",841088,"https://admin.cbtw.tech/wp-content/uploads/cimb-thai-fintech-offshore-development-center-hanoi-by-CBTW.png","https://cbtw.tech/apac/service-overview/build-operate-transfer/build-operate-transfer-in-vietnam-for-australian-banking-fintech/cimb-thai-fintech-offshore-development-center-hanoi-by-cbtw/","CIMB Thai Bank team members at their fintech offshore development center in Hanoi, Vietnam","CIMB Thai Bank's offshore development team in Hanoi, established through CBTW's BOT model to strengthen engineering capacity and support the bank's digital banking ambitions across the ASEAN region","CIMB Thai's Hanoi engineering hub built by CBTW to accelerate digital banking across ASEAN","cimb-thai-fintech-offshore-development-center-hanoi-by-cbtw","2026-05-26 03:42:30",840,559,{"thumbnail":735,"thumbnail-width":547,"thumbnail-height":602,"medium":736,"medium-width":578,"medium-height":737,"medium_large":725,"medium_large-width":580,"medium_large-height":738,"large":725,"large-width":732,"large-height":733,"1536x1536":725,"1536x1536-width":732,"1536x1536-height":733,"2048x2048":725,"2048x2048-width":732,"2048x2048-height":733},"https://admin.cbtw.tech/wp-content/uploads/cimb-thai-fintech-offshore-development-center-hanoi-by-CBTW-100x67.png","https://admin.cbtw.tech/wp-content/uploads/cimb-thai-fintech-offshore-development-center-hanoi-by-CBTW-800x532.png",532,511,{"acf_fc_layout":740,"tag_name":741,"section_title":742,"description":743,"image":501,"cta_link":744,"align_center":501,"hubspot_form_id":549},"block_lets_connect","Ownership, control, and AI delivery at scale","Australia fintech offshore development through BOT","For Australian banks and fintechs, the priority is long-term ownership and risk alignment as AI expands governance demands. Fintech offshore development through BOT provides a structured path to scale while preserving control. Start a focused discussion to evaluate whether BOT in Vietnam fits your strategy.",{"title":745,"url":410,"target":8},"Contact us",{"title":499,"description":747,"robots":748,"canonical":497,"og_locale":754,"og_type":755,"og_title":499,"og_description":747,"og_url":497,"og_site_name":756,"og_image":757,"twitter_card":760,"twitter_title":499,"twitter_description":747,"twitter_image":505,"twitter_misc":761,"schema":763},"Fintech offshore development in Vietnam through BOT, built for Australian banks and fintechs seeking long-term ownership and AI-aligned delivery.",{"index":749,"follow":750,"max-snippet":751,"max-image-preview":752,"max-video-preview":753},"index","follow","max-snippet:-1","max-image-preview:large","max-video-preview:-1","en_US","article","CBTW",[758],{"url":505,"width":759,"height":759,"type":570},300,"summary_large_image",{"Written by":762},"Son Tu Quoc",{"@context":764,"@graph":765},"https://schema.org",[766,773],{"@type":767,"@id":497,"url":497,"name":499,"description":747,"inLanguage":768,"isPartOf":769,"datePublished":771,"dateModified":772},"WebPage","en-US",{"@id":770},"https://cbtw.tech/#website","2026-02-27T08:06:04+00:00","2026-05-26T03:43:42+00:00",{"@type":774,"@id":770,"url":775,"name":756,"description":776,"inLanguage":768},"WebSite","https://cbtw.tech/","Collaboration Betters The World",[],[],[],[],[],[],"12360",[785,800,802],{"region_name":786,"social_list":787},"Global",[788,792,796],{"title":789,"link":790,"icon":791},"Instagram","https://www.instagram.com/collaborationbetterstheworld/","https://admin.cbtw.tech/wp-content/uploads/insAsset-1@2x.png",{"title":793,"link":794,"icon":795},"LinkedIn","https://www.linkedin.com/company/collaboration-betters-the-world","https://admin.cbtw.tech/wp-content/uploads/lkAsset-2@2x.png",{"title":797,"link":798,"icon":799},"Youtube","https://www.youtube.com/@collaborationbetterstheworld","https://admin.cbtw.tech/wp-content/uploads/youtubeAsset-3@2x.png",{"region_name":8,"social_list":801},[],{"region_name":8,"social_list":803},[],1780572122987]