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Policy",[8],"privacy-policy",{"ID":455,"post_author":38,"post_date":456,"post_date_gmt":456,"post_content":29,"post_title":8,"post_excerpt":8,"post_status":10,"comment_status":11,"ping_status":11,"post_password":8,"post_name":457,"to_ping":8,"pinged":8,"post_modified":456,"post_modified_gmt":456,"post_content_filtered":8,"post_parent":13,"guid":458,"menu_order":63,"post_type":16,"post_mime_type":8,"comment_count":17,"filter":18,"db_id":455,"menu_item_parent":17,"object_id":459,"object":20,"type":21,"type_label":22,"url":460,"title":461,"target":8,"attr_title":8,"description":8,"classes":462,"xfn":8,"layout_type":463},10835,"2025-10-07 04:50:07","10835","https://cbtw.tech/insights/10835","403","https://cbtw.tech/apac/whistleblowing-policy/","Whistleblowing Policy",[8],"whistleblowing-policy",{"ID":465,"post_author":38,"post_date":456,"post_date_gmt":456,"post_content":29,"post_title":8,"post_excerpt":8,"post_status":10,"comment_status":11,"ping_status":11,"post_password":8,"post_name":466,"to_ping":8,"pinged":8,"post_modified":456,"post_modified_gmt":456,"post_content_filtered":8,"post_parent":13,"guid":467,"menu_order":72,"post_type":16,"post_mime_type":8,"comment_count":17,"filter":18,"db_id":465,"menu_item_parent":17,"object_id":468,"object":20,"type":21,"type_label":22,"url":469,"title":470,"target":8,"attr_title":8,"description":8,"classes":471,"xfn":8,"layout_type":472},10836,"10836","https://cbtw.tech/insights/10836","257","https://cbtw.tech/apac/lodge-a-complaint/","Lodge a complaint",[8],"lodge-a-complaint",{"ID":474,"post_author":38,"post_date":456,"post_date_gmt":456,"post_content":29,"post_title":8,"post_excerpt":8,"post_status":10,"comment_status":11,"ping_status":11,"post_password":8,"post_name":475,"to_ping":8,"pinged":8,"post_modified":456,"post_modified_gmt":456,"post_content_filtered":8,"post_parent":13,"guid":476,"menu_order":81,"post_type":16,"post_mime_type":8,"comment_count":17,"filter":18,"db_id":474,"menu_item_parent":17,"object_id":477,"object":20,"type":21,"type_label":22,"url":478,"title":479,"target":8,"attr_title":8,"description":8,"classes":480,"xfn":8,"layout_type":48},10837,"10837","https://cbtw.tech/insights/10837","2152","https://cbtw.tech/apac/index-egalite-femmes-hommes-de-72-100/","Index égalité femmes-hommes de 72/100",[8],[482,497,499],{"region_name":483,"social_list":484},"Global",[485,489,493],{"title":486,"link":487,"icon":488},"Instagram","https://www.instagram.com/collaborationbetterstheworld/","https://admin.cbtw.tech/wp-content/uploads/insAsset-1@2x.png",{"title":490,"link":491,"icon":492},"LinkedIn","https://www.linkedin.com/company/collaboration-betters-the-world","https://admin.cbtw.tech/wp-content/uploads/lkAsset-2@2x.png",{"title":494,"link":495,"icon":496},"Youtube","https://www.youtube.com/@collaborationbetterstheworld","https://admin.cbtw.tech/wp-content/uploads/youtubeAsset-3@2x.png",{"region_name":8,"social_list":498},[],{"region_name":8,"social_list":500},[],[502],{"id":503,"date":504,"date_gmt":504,"guid":505,"modified":507,"modified_gmt":507,"slug":508,"status":10,"type":509,"link":510,"title":511,"content":513,"excerpt":515,"author":516,"featured_media":13,"featured_image_url":517,"featured_image_sizes":517,"featured_image_alt":8,"parent":518,"menu_order":17,"comment_status":11,"ping_status":11,"template":8,"meta":519,"class_list":521,"acf":526,"yoast_head":8,"yoast_head_json":883,"lang":8,"translations":912,"cbtw_related_posts":913,"cbtw_related_title":8,"breadcrumb":914,"region":8,"assigned_regions":915,"region_action_type":8,"cloned_regions":916,"pll_sync_post":514,"_links":917,"original_global_parent":8,"regional_parent":518,"cloned_from":8},"14704","2026-05-25T06:58:05",{"rendered":506},"https://cbtw.tech/preview/page/14704/?post_type=apac_page&#038;p=14704&#038;preview=true","2026-05-25T09:34:13","software-development-company-in-singapore","apac_page","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/",{"rendered":512},"Software Development Company in Singapore",{"rendered":8,"protected":514},false,{"rendered":8,"protected":514},"45",null,"12425",{"layout_type":48,"assigned_regions":520},[],[522,509,523,524,525],"post-14704","type-apac_page","status-publish","hentry",{"layout_type":48,"layout_builder":527},[528,563,590,621,694,775,876],{"acf_fc_layout":529,"tag_name":530,"section_title":531,"description":532,"cta_link":8,"image":533,"scroll_next_button":514,"hubspot_form_id":562},"block_service_header","CBTW Singapore","Your software development company in Southeast Asia","For banking, fintech, and financial services organizations across Singapore, Indonesia, and Malaysia, CBTW is a trusted software development company providing services through integrated engineering teams. Product direction stays anchored to your business, while delivery scales through CBTW's APAC network and deep experience.",{"ID":534,"id":534,"title":535,"filename":536,"filesize":537,"url":538,"link":539,"alt":540,"author":516,"description":541,"caption":542,"name":543,"status":544,"uploaded_to":545,"date":546,"modified":547,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":552,"height":552,"sizes":553},14705,"software-development-company-Singapore","july-3-2019-singapore-scene-of-marina-bay-sands-2026-03-25-09-28-47-utc.jpg",977917,"https://admin.cbtw.tech/wp-content/uploads/july-3-2019-singapore-scene-of-marina-bay-sands-2026-03-25-09-28-47-utc.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/july-3-2019-singapore-scene-of-marina-bay-sands-2026-03-25-09-28-47-utc/","Marina Bay Sands skyline in Singapore, representing a major APAC technology hub where CBTW operates as a software development company.","View of Marina Bay Sands in Singapore, one of Asia’s leading technology and financial hubs. As a software development company in Singapore, CBTW APAC provides integrated engineering services supporting digital platforms, fintech solutions, and enterprise transformation initiatives across the region.","CBTW APAC supports organizations in Singapore as a software development company delivering scalable digital solutions across industries.","july-3-2019-singapore-scene-of-marina-bay-sands-2026-03-25-09-28-47-utc","inherit",14704,"2026-05-18 05:11:10","2026-05-18 05:14:55","image/jpeg","image","jpeg","https://admin.cbtw.tech/wp-includes/images/media/default.png",1920,{"thumbnail":554,"thumbnail-width":555,"thumbnail-height":555,"medium":556,"medium-width":557,"medium-height":557,"medium_large":538,"medium_large-width":558,"medium_large-height":558,"large":559,"large-width":560,"large-height":560,"1536x1536":538,"1536x1536-width":561,"1536x1536-height":561,"2048x2048":538,"2048x2048-width":552,"2048x2048-height":552},"https://admin.cbtw.tech/wp-content/uploads/july-3-2019-singapore-scene-of-marina-bay-sands-2026-03-25-09-28-47-utc-100x100.jpg",100,"https://admin.cbtw.tech/wp-content/uploads/july-3-2019-singapore-scene-of-marina-bay-sands-2026-03-25-09-28-47-utc-800x800.jpg",800,768,"https://admin.cbtw.tech/wp-content/uploads/july-3-2019-singapore-scene-of-marina-bay-sands-2026-03-25-09-28-47-utc-1024x1024.jpg",1024,1536,"2b771724-6b01-4d7b-aeaa-591dfb86a794",{"acf_fc_layout":564,"tagline":565,"carousel":566},"block_image_content_carousel","Collaboration across Singapore",[567],{"title":568,"quote":8,"description":569,"image":570,"cta":8,"cards":514,"mobile_square":514,"hubspot_form_id":562},"Working with local and regional stakeholders ","\u003Cp>\u003Cspan data-contrast=\"auto\">Engagement with CBTW spans Singapore&#8217;s key business and technology districts, where the city-state serves not only as a delivery hub, but also as a gateway to the broader Southeast Asian market. CBTW works closely with local stakeholders to align engineering teams with business priorities. Depending on delivery needs, teams can either operate directly from Singapore or scale through CBTW’s wider APAC network spanning Vietnam, the Philippines, India, Australia, and Hong Kong.\u003C/span>\u003C/p>\n\u003Cp>&nbsp;\u003C/p>\n\u003Cp>As one of Asia’s most active markets for technology investment, Singapore has become a natural base for software development companies operating across the region.\u003C/p>\n",{"ID":571,"id":571,"title":572,"filename":573,"filesize":574,"url":575,"link":576,"alt":577,"author":516,"description":578,"caption":579,"name":580,"status":544,"uploaded_to":545,"date":581,"modified":582,"menu_order":13,"mime_type":583,"type":549,"subtype":584,"icon":551,"width":585,"height":585,"sizes":586},14943,"CBTW Singapore in APAC Software Development Network","Singapore-1.png",248093,"https://admin.cbtw.tech/wp-content/uploads/Singapore-1.png","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/singapore-1/","Map of Southeast Asia highlighting Singapore as a key CBTW APAC delivery location alongside Vietnam and Indonesia offices in the ASEAN software development scene","Regional map highlighting Singapore within CBTW APAC’s delivery network across Southeast Asia, including Vietnam and Indonesia. The Singapore location supports software development, engineering collaboration, and digital transformation services for organizations operating across the APAC region.","Singapore serves as a strategic hub within CBTW APAC’s regional software development and engineering network.","singapore-1","2026-05-25 06:16:32","2026-05-25 06:17:13","image/png","png",1904,{"thumbnail":587,"thumbnail-width":555,"thumbnail-height":555,"medium":588,"medium-width":557,"medium-height":557,"medium_large":575,"medium_large-width":558,"medium_large-height":558,"large":589,"large-width":560,"large-height":560,"1536x1536":575,"1536x1536-width":561,"1536x1536-height":561,"2048x2048":575,"2048x2048-width":585,"2048x2048-height":585},"https://admin.cbtw.tech/wp-content/uploads/Singapore-1-100x100.png","https://admin.cbtw.tech/wp-content/uploads/Singapore-1-800x800.png","https://admin.cbtw.tech/wp-content/uploads/Singapore-1-1024x1024.png",{"acf_fc_layout":591,"cbtw_list_key":592,"cbtw_list_title":593,"cbtw_list_items":594,"cta_link":8,"hubspot_form_id":562},"block_dynamic_list","How CBTW engages ","Collaboration and long-term software development partnerships ",[595],{"cbtw_list_item_title":8,"cbtw_list_item_description":596,"cbtw_list_item_image":597,"cbtw_list_item_video":620},"\u003Cp style=\"text-align: left;\">Every organization approaches delivery differently. While some need additional engineering capacity for a specific program, others are building long-term capability and require a partner that can grow alongside them.\u003C/p>\n\u003Cp>&nbsp;\u003C/p>\n\u003Cp style=\"text-align: left;\">Typical collaboration includes:\u003C/p>\n\u003Cul style=\"text-align: left;\">\n\u003Cli>Digital platform and product development\u003C/li>\n\u003Cli>Expansion of \u003Ca href=\"https://cbtw.tech/apac/service-overview/software-product-development\">software development teams\u003C/a> through APAC delivery centres\u003C/li>\n\u003Cli>Close collaboration between Singapore, Indonesia, and Malaysia stakeholders and distributed engineering teams\u003C/li>\n\u003Cli>Build-Operate-Transfer (BOT) engagements for organizations establishing dedicated engineering capability\u003C/li>\n\u003C/ul>\n\u003Cp style=\"text-align: left;\">\u003Cspan data-contrast=\"auto\">\u003Cbr />\nThe aim is to build a delivery structure that supports product continuity, engineering alignment, and long-term scalability across teams and markets.\u003Cbr />\n\u003C/span>\u003C/p>\n",{"ID":598,"id":598,"title":599,"filename":600,"filesize":601,"url":602,"link":603,"alt":604,"author":516,"description":605,"caption":606,"name":607,"status":544,"uploaded_to":545,"date":608,"modified":609,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":610,"height":611,"sizes":612},14850,"CBTW APAC at Singapore FinTech Festival 2025","shared-image-11.jpeg",558381,"https://admin.cbtw.tech/wp-content/uploads/shared-image-11.jpeg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/shared-image-11/","Business and technology leaders networking and discussing fintech innovation and software development at Singapore FinTech Festival 2025.","Attendees and industry professionals exchanging ideas at Singapore FinTech Festival 2025, one of Asia’s leading fintech and innovation events. The event brought together global business and technology leaders to discuss digital banking, AI, cybersecurity, payments, and the future of financial services across the APAC region.","CBTW APAC engaging with fintech and technology leaders during Singapore FinTech Festival 2025.","shared-image-11","2026-05-20 04:31:39","2026-05-20 08:33:23",2040,1530,{"thumbnail":613,"thumbnail-width":555,"thumbnail-height":614,"medium":615,"medium-width":557,"medium-height":616,"medium_large":602,"medium_large-width":558,"medium_large-height":617,"large":618,"large-width":560,"large-height":558,"1536x1536":602,"1536x1536-width":561,"1536x1536-height":619,"2048x2048":602,"2048x2048-width":610,"2048x2048-height":611},"https://admin.cbtw.tech/wp-content/uploads/shared-image-11-100x75.jpeg",75,"https://admin.cbtw.tech/wp-content/uploads/shared-image-11-800x600.jpeg",600,576,"https://admin.cbtw.tech/wp-content/uploads/shared-image-11-1024x768.jpeg",1152,{"video":8},{"acf_fc_layout":564,"tagline":622,"carousel":623},"Proven in practice",[624,650,675],{"title":625,"quote":8,"description":626,"image":627,"cta":8,"cards":514,"mobile_square":514,"hubspot_form_id":562},"Successful client cases","\u003Cdiv class=\"qMYqUG_convSearchResultHighlightRoot\">\n\u003Cdiv class=\"\" data-turn-id-container=\"request-69d32d72-d084-8323-9be2-fe3b87fec1d2-1\" data-is-intersecting=\"true\">\n\u003Csection class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-69d32d72-d084-8323-9be2-fe3b87fec1d2-1\" data-turn-id-container=\"request-69d32d72-d084-8323-9be2-fe3b87fec1d2-1\" data-testid=\"conversation-turn-168\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n\u003Cdiv class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n\u003Cdiv class=\"[--thread-content-max-width:40rem] @w-lg/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n\u003Cdiv class=\"flex max-w-full flex-col gap-4 grow\">\n\u003Cdiv class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"3e9d4d73-dae1-4034-868a-7412cf9bec52\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n\u003Cdiv class=\"flex w-full flex-col gap-1 empty:hidden\">\n\u003Cp>\u003Cimg loading=\"lazy\" decoding=\"async\" class=\" wp-image-1849\" src=\"https://admin.cbtw.tech/wp-content/uploads/6102f4df73c93700042f87eb-800x450.png\" alt=\"NAB logo\" width=\"167\" height=\"94\" srcset=\"https://admin.cbtw.tech/wp-content/uploads/6102f4df73c93700042f87eb-800x450.png 800w, https://admin.cbtw.tech/wp-content/uploads/6102f4df73c93700042f87eb-1024x576.png 1024w, https://admin.cbtw.tech/wp-content/uploads/6102f4df73c93700042f87eb-100x56.png 100w, https://admin.cbtw.tech/wp-content/uploads/6102f4df73c93700042f87eb.png 2000w\" sizes=\"auto, (max-width: 167px) 100vw, 167px\" />\u003C/p>\n\u003Cp>National Australia Bank (NAB) launched a digital transformation program to adapt to market changes and grow its market share in Australia. As part of this shift, NAB adopted a cloud-first approach and began internalizing its engineering capacity. Instead of relying on third-party vendors across Australia, India, and Asia, NAB aimed to consolidate delivery in one offshore location while maintaining scalability, quality, and continuity.\u003C/p>\n\u003Cp>Our partnership with NAB began in 2019 with a clear goal: scale from 0 to 150 people in the first year and establish a dedicated NAB office in Ho Chi Minh City, Vietnam. After achieving this milestone, the next phase focused on scaling to 300 and then 600 people, leading to a BOT transfer after 3 years.\u003C/p>\n\u003Cp>The teams worked on many areas of the NAB ecosystem, including:\u003C/p>\n\u003Cul>\n\u003Cli>Borrowing power calculator tools\u003C/li>\n\u003Cli>Loan modification simplification &amp; digitization\u003C/li>\n\u003Cli>Fraud detection\u003C/li>\n\u003Cli>Digital assets foundation\u003C/li>\n\u003Cli>Identity &amp; access management\u003C/li>\n\u003Cli>Mobile Banking\u003C/li>\n\u003Cli>Everyday banking\u003C/li>\n\u003Cli>Open Data\u003C/li>\n\u003C/ul>\n\u003C/div>\n\u003C/div>\n\u003C/div>\n\u003C/div>\n\u003C/div>\n\u003C/section>\n\u003C/div>\n\u003C/div>\n",{"ID":628,"id":628,"title":629,"filename":630,"filesize":631,"url":632,"link":633,"alt":634,"author":635,"description":636,"caption":8,"name":637,"status":544,"uploaded_to":638,"date":639,"modified":640,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":552,"height":641,"sizes":642},14784,"CBTW-NAB-engineering-team-build-operate-transfer","CBTW-NAB-engineering-team-build-operate-transfer.jpg",658017,"https://admin.cbtw.tech/wp-content/uploads/CBTW-NAB-engineering-team-build-operate-transfer.jpg","https://cbtw.tech/insights/build-operate-transfer-model-for-fintech-engineering-ownership/cbtw-nab-engineering-team-build-operate-transfer/","CBTW x NAB engineering team demonstrating Build-Operate-Transfer model in fintech","39","National Australia Bank's engineering team built by CBTW, used as a case study for the Build-Operate-Transfer model in fintech operational resilience.","cbtw-nab-engineering-team-build-operate-transfer",14769,"2026-05-19 03:48:05","2026-05-19 03:54:15",1080,{"thumbnail":643,"thumbnail-width":555,"thumbnail-height":644,"medium":645,"medium-width":557,"medium-height":646,"medium_large":632,"medium_large-width":558,"medium_large-height":647,"large":648,"large-width":560,"large-height":617,"1536x1536":632,"1536x1536-width":561,"1536x1536-height":649,"2048x2048":632,"2048x2048-width":552,"2048x2048-height":641},"https://admin.cbtw.tech/wp-content/uploads/CBTW-NAB-engineering-team-build-operate-transfer-100x56.jpg",56,"https://admin.cbtw.tech/wp-content/uploads/CBTW-NAB-engineering-team-build-operate-transfer-800x450.jpg",450,432,"https://admin.cbtw.tech/wp-content/uploads/CBTW-NAB-engineering-team-build-operate-transfer-1024x576.jpg",864,{"title":625,"quote":8,"description":651,"image":652,"cta":8,"cards":514,"mobile_square":514,"hubspot_form_id":562},"\u003Ch5>Regional Banking Institution\u003C/h5>\n\u003Cp>One of Southeast Asia&#8217;s largest financial institutions, with operations spanning 19 countries across Asia Pacific, Western Europe, and North America.\u003C/p>\n\u003Cp>&nbsp;\u003C/p>\n\u003Cp>CBTW has supported this organization across a sustained program of software development work, maintaining a close and long-term delivery partnership with their internal technology organization.\u003C/p>\n\u003Cp>&nbsp;\u003C/p>\n\u003Cp>Scope of work:\u003C/p>\n\u003Cul>\n\u003Cli>Implemented in-house developed platform customizations for their private banking division\u003C/li>\n\u003Cli>Provided dedicated L3 support and maintenance over a multi-year engagement\u003C/li>\n\u003Cli>Supported a major consumer banking platform migration\u003C/li>\n\u003Cli>Delivered multiple change requests across ongoing platform development\u003C/li>\n\u003Cli>Conducted pre-analysis work for a major platform upgrade\u003C/li>\n\u003C/ul>\n",{"ID":653,"id":653,"title":654,"filename":655,"filesize":656,"url":657,"link":658,"alt":659,"author":516,"description":660,"caption":661,"name":662,"status":544,"uploaded_to":545,"date":663,"modified":664,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":665,"height":666,"sizes":667},14843,"Software Development Partnership for Regional Banking Institution","Software-Development-Partnership-for-Regional-Banking-Institution.jpg",249682,"https://admin.cbtw.tech/wp-content/uploads/Software-Development-Partnership-for-Regional-Banking-Institution.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/software-development-partnership-for-regional-banking-institution/","Business professionals reviewing financial documents and cash transactions during a banking operations meeting.","Business professionals discussing financial documents and banking operations, representing enterprise banking technology and delivery services. CBTW partnered with one of Southeast Asia’s largest financial institutions to support platform customization, L3 support and maintenance, consumer banking platform migration, and ongoing software enhancement initiatives across a long-term delivery engagement.","CBTW supported a regional banking institution through long-term software development, platform migration, and L3 support services.","software-development-partnership-for-regional-banking-institution","2026-05-20 03:52:02","2026-05-20 03:52:19",2000,1333,{"thumbnail":668,"thumbnail-width":555,"thumbnail-height":669,"medium":670,"medium-width":557,"medium-height":671,"medium_large":657,"medium_large-width":558,"medium_large-height":672,"large":673,"large-width":560,"large-height":674,"1536x1536":657,"1536x1536-width":561,"1536x1536-height":560,"2048x2048":657,"2048x2048-width":665,"2048x2048-height":666},"https://admin.cbtw.tech/wp-content/uploads/Software-Development-Partnership-for-Regional-Banking-Institution-100x67.jpg",67,"https://admin.cbtw.tech/wp-content/uploads/Software-Development-Partnership-for-Regional-Banking-Institution-800x533.jpg",533,512,"https://admin.cbtw.tech/wp-content/uploads/Software-Development-Partnership-for-Regional-Banking-Institution-1024x682.jpg",682,{"title":625,"quote":8,"description":676,"image":677,"cta":8,"cards":514,"mobile_square":514,"hubspot_form_id":562},"\u003Ch5>Global Payments Network\u003C/h5>\n\u003Cp>A global payments technology company operating across more than 200 countries, with a regional innovation center based in Singapore.\u003C/p>\n\u003Cp>&nbsp;\u003C/p>\n\u003Cp>CBTW was engaged to design and develop an exclusive mobile payment application, built to showcase next-generation digital engagement capabilities for partner banks and their customers.\u003C/p>\n\u003Cp>&nbsp;\u003C/p>\n\u003Cp>Scope of work:\u003C/p>\n\u003Cul>\n\u003Cli>Developed an all-in-one payment app supporting credit and debit card registration, vendor transactions, and in-app gamification\u003C/li>\n\u003Cli>Integrated a real-time transaction notification and loyalty rewards system\u003C/li>\n\u003Cli>Built an integrated mobile game experience with an event-wide leaderboard\u003C/li>\n\u003Cli>Delivered contactless payments, physical and digital card management, and well-known e-wallet integration\u003C/li>\n\u003Cli>18-month engagement delivered by a dedicated agile team of 30, based in Vietnam\u003C/li>\n\u003C/ul>\n",{"ID":678,"id":678,"title":679,"filename":680,"filesize":681,"url":682,"link":683,"alt":684,"author":516,"description":685,"caption":686,"name":687,"status":544,"uploaded_to":545,"date":688,"modified":689,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":665,"height":666,"sizes":690},14842,"Mobile Payment Application Development for Global Payments Network","Mobile-Payment-Application-Development-for-Global-Payments-Network.jpg",121537,"https://admin.cbtw.tech/wp-content/uploads/Mobile-Payment-Application-Development-for-Global-Payments-Network.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/mobile-payment-application-development-for-global-payments-network/","Customer making a contactless payment using a bank card and payment terminal, representing digital payment and fintech application services.","Customer using a contactless payment terminal with a bank card, representing the digital payment experience delivered through CBTW’s mobile application development services. For a global payments technology company operating across more than 200 countries, CBTW designed and developed an all-in-one mobile payment platform featuring card management, vendor transactions, loyalty rewards, gamification, and e-wallet integration. The 18-month engagement was delivered by a dedicated agile engineering team based in Vietnam.","CBTW developed a mobile payment application supporting contactless payments, loyalty integration, and digital engagement for a global payments technology company.","mobile-payment-application-development-for-global-payments-network","2026-05-20 03:49:36","2026-05-20 03:49:58",{"thumbnail":691,"thumbnail-width":555,"thumbnail-height":669,"medium":692,"medium-width":557,"medium-height":671,"medium_large":682,"medium_large-width":558,"medium_large-height":672,"large":693,"large-width":560,"large-height":674,"1536x1536":682,"1536x1536-width":561,"1536x1536-height":560,"2048x2048":682,"2048x2048-width":665,"2048x2048-height":666},"https://admin.cbtw.tech/wp-content/uploads/Mobile-Payment-Application-Development-for-Global-Payments-Network-100x67.jpg","https://admin.cbtw.tech/wp-content/uploads/Mobile-Payment-Application-Development-for-Global-Payments-Network-800x533.jpg","https://admin.cbtw.tech/wp-content/uploads/Mobile-Payment-Application-Development-for-Global-Payments-Network-1024x682.jpg",{"acf_fc_layout":695,"name":696,"title":697,"items":698,"cta_link":8,"hubspot_form_id":562},"block_item_cards_with_quote","CBTW on the ground","Stories from the CBTW experts in Singapore",[699,717,734,757],{"photo":700,"name":713,"role":714,"location":715,"description":8,"intro_video":716},{"ID":701,"id":701,"title":702,"filename":703,"filesize":704,"url":705,"link":706,"alt":8,"author":516,"description":8,"caption":8,"name":707,"status":544,"uploaded_to":545,"date":708,"modified":708,"menu_order":13,"mime_type":583,"type":549,"subtype":584,"icon":551,"width":709,"height":710,"sizes":711},14833,"Ảnh chụp màn hình 2026-05-19 154201","Anh-chup-man-hinh-2026-05-19-154201.png",199525,"https://admin.cbtw.tech/wp-content/uploads/Anh-chup-man-hinh-2026-05-19-154201.png","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/anh-chup-man-hinh-2026-05-19-154201/","anh-chup-man-hinh-2026-05-19-154201","2026-05-19 08:42:57",303,540,{"thumbnail":712,"thumbnail-width":644,"thumbnail-height":555,"medium":705,"medium-width":709,"medium-height":710,"medium_large":705,"medium_large-width":709,"medium_large-height":710,"large":705,"large-width":709,"large-height":710,"1536x1536":705,"1536x1536-width":709,"1536x1536-height":710,"2048x2048":705,"2048x2048-width":709,"2048x2048-height":710},"https://admin.cbtw.tech/wp-content/uploads/Anh-chup-man-hinh-2026-05-19-154201-56x100.png","Suren Genga"," Regional Director, B&F Service","CBTW APAC","\u003Ciframe title=\"🎬 Voices in Tech, Episode 14 | Banking Delivery in Focus\" width=\"640\" height=\"360\" src=\"https://www.youtube.com/embed/cBxuN-xVCxo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen>\u003C/iframe>",{"photo":718,"name":731,"role":732,"location":715,"description":8,"intro_video":733},{"ID":719,"id":719,"title":720,"filename":721,"filesize":722,"url":723,"link":724,"alt":8,"author":516,"description":8,"caption":8,"name":725,"status":544,"uploaded_to":545,"date":726,"modified":726,"menu_order":13,"mime_type":583,"type":549,"subtype":584,"icon":551,"width":727,"height":728,"sizes":729},14828,"Ảnh chụp màn hình 2026-05-19 153628","Anh-chup-man-hinh-2026-05-19-153628.png",278609,"https://admin.cbtw.tech/wp-content/uploads/Anh-chup-man-hinh-2026-05-19-153628.png","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/anh-chup-man-hinh-2026-05-19-153628/","anh-chup-man-hinh-2026-05-19-153628","2026-05-19 08:37:34",394,701,{"thumbnail":730,"thumbnail-width":644,"thumbnail-height":555,"medium":723,"medium-width":727,"medium-height":728,"medium_large":723,"medium_large-width":727,"medium_large-height":728,"large":723,"large-width":727,"large-height":728,"1536x1536":723,"1536x1536-width":727,"1536x1536-height":728,"2048x2048":723,"2048x2048-width":727,"2048x2048-height":728},"https://admin.cbtw.tech/wp-content/uploads/Anh-chup-man-hinh-2026-05-19-153628-56x100.png","Sankeerthana Chiramana","Principal Technical Consultant","\u003Ciframe title=\"🎬 𝗩𝗼𝗶𝗰𝗲𝘀 𝗶𝗻 𝗧𝗲𝗰𝗵, 𝗘𝗽𝗶𝘀𝗼𝗱𝗲 𝟭𝟱 | 𝗧𝗲𝗰𝗵𝗻𝗶𝗰𝗮𝗹 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗶𝗻 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗧𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻\" width=\"640\" height=\"360\" src=\"https://www.youtube.com/embed/QUAP-910O-E?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen>\u003C/iframe>",{"photo":735,"name":752,"role":753,"location":754,"description":755,"intro_video":756},{"ID":736,"id":736,"title":737,"filename":738,"filesize":739,"url":740,"link":741,"alt":8,"author":516,"description":8,"caption":8,"name":742,"status":544,"uploaded_to":545,"date":743,"modified":743,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":744,"height":619,"sizes":745},14845,"574263517_1601531284660215_5682941043849892536_n","574263517_1601531284660215_5682941043849892536_n-1-e1779249721260.jpg",55731,"https://admin.cbtw.tech/wp-content/uploads/574263517_1601531284660215_5682941043849892536_n-1-e1779249721260.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/574263517_1601531284660215_5682941043849892536_n-2/","574263517_1601531284660215_5682941043849892536_n-2","2026-05-20 03:55:11",690,{"thumbnail":746,"thumbnail-width":747,"thumbnail-height":555,"medium":748,"medium-width":749,"medium-height":557,"medium_large":740,"medium_large-width":744,"medium_large-height":619,"large":750,"large-width":751,"large-height":560,"1536x1536":740,"1536x1536-width":744,"1536x1536-height":619,"2048x2048":740,"2048x2048-width":744,"2048x2048-height":619},"https://admin.cbtw.tech/wp-content/uploads/574263517_1601531284660215_5682941043849892536_n-1-e1779249721260-60x100.jpg",60,"https://admin.cbtw.tech/wp-content/uploads/574263517_1601531284660215_5682941043849892536_n-1-e1779249721260-479x800.jpg",479,"https://admin.cbtw.tech/wp-content/uploads/574263517_1601531284660215_5682941043849892536_n-1-e1779249721260-613x1024.jpg",613,"Singapore FinTech Festival 2025","Where Fintech Leaders Connect","Singapore","CBTW was on the ground at Singapore FinTech Festival 2025 (Nov 12-14), connecting with fintech pioneers, banking leaders, and innovators from across the ecosystem. Together with partners, we explored how AI, data, and modern engineering are shaping the future of financial services.","\u003Ciframe title=\"𝗥𝗲𝗳𝗹𝗲𝗰𝘁𝗶𝗻𝗴 𝗼𝗻 𝗼𝘂𝗿 𝘁𝗶𝗺𝗲 𝗮𝘁 𝘁𝗵𝗲 𝗦𝗶𝗻𝗴𝗮𝗽𝗼𝗿𝗲 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗙𝗲𝘀𝘁𝗶𝘃𝗮𝗹 𝟮𝟬𝟮𝟱!\" width=\"640\" height=\"360\" src=\"https://www.youtube.com/embed/RDeRV9CKN5Y?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen>\u003C/iframe>",{"photo":758,"name":772,"role":773,"location":754,"description":774,"intro_video":8},{"ID":759,"id":759,"title":760,"filename":761,"filesize":762,"url":763,"link":764,"alt":8,"author":765,"description":8,"caption":8,"name":760,"status":544,"uploaded_to":766,"date":767,"modified":767,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":768,"height":769,"sizes":770},12894,"531413050_1516887983124546_4952572408636106176_n","531413050_1516887983124546_4952572408636106176_n.jpg",224747,"https://admin.cbtw.tech/wp-content/uploads/531413050_1516887983124546_4952572408636106176_n.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/531413050_1516887983124546_4952572408636106176_n/","42",12425,"2026-03-12 03:39:47",321,570,{"thumbnail":771,"thumbnail-width":644,"thumbnail-height":555,"medium":763,"medium-width":768,"medium-height":769,"medium_large":763,"medium_large-width":768,"medium_large-height":769,"large":763,"large-width":768,"large-height":769,"1536x1536":763,"1536x1536-width":768,"1536x1536-height":769,"2048x2048":763,"2048x2048-width":768,"2048x2048-height":769},"https://admin.cbtw.tech/wp-content/uploads/531413050_1516887983124546_4952572408636106176_n-56x100.jpg","SAS Innovate on Tour 2025","Practical Data and AI Innovation","With 500+ participants, the event sparked valuable conversations on trusted AI, automation, GenAI use cases, and practical data strategies. We enjoyed exchanging ideas on turning data and AI vision into measurable business value.",{"acf_fc_layout":776,"tagline":777,"section_title":778,"card":779,"link":873,"hubspot_form_id":562},"block_highlights","Meet us at Singapore","A glimpse of the CBTW Singapore office",[780,806,831,851],{"image":781,"title":804,"description":805},{"ID":782,"id":782,"title":783,"filename":784,"filesize":785,"url":786,"link":787,"alt":788,"author":516,"description":789,"caption":790,"name":791,"status":544,"uploaded_to":545,"date":792,"modified":793,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":794,"height":795,"sizes":796},14816,"CBTW Singapore Office Lounge and Marina Bay View","Media-13.jpg",217196,"https://admin.cbtw.tech/wp-content/uploads/Media-13.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/media-13/","Modern office lounge in Singapore overlooking Marina Bay Sands, representing CBTW APAC’s collaborative workspace and regional software development presence.","Interior view of a modern office lounge in Singapore with panoramic windows overlooking Marina Bay Sands and the city skyline. The workspace reflects CBTW APAC’s professional and collaborative environment supporting software development, engineering delivery, and digital transformation projects across the region.","Collaborative workspace at CBTW Singapore with views across Marina Bay, reflecting the company’s modern and connected working environment.","media-13","2026-05-19 07:47:41","2026-05-20 08:34:07",1296,926,{"thumbnail":797,"thumbnail-width":555,"thumbnail-height":798,"medium":799,"medium-width":557,"medium-height":800,"medium_large":786,"medium_large-width":558,"medium_large-height":801,"large":802,"large-width":560,"large-height":803,"1536x1536":786,"1536x1536-width":794,"1536x1536-height":795,"2048x2048":786,"2048x2048-width":794,"2048x2048-height":795},"https://admin.cbtw.tech/wp-content/uploads/Media-13-100x71.jpg",71,"https://admin.cbtw.tech/wp-content/uploads/Media-13-800x572.jpg",572,549,"https://admin.cbtw.tech/wp-content/uploads/Media-13-1024x732.jpg",732,"Office Lounge","A quiet lounge overlooking Marina Bay, designed for client conversations and regional delivery discussions.",{"image":807,"title":829,"description":830},{"ID":808,"id":808,"title":809,"filename":810,"filesize":811,"url":812,"link":813,"alt":814,"author":516,"description":815,"caption":816,"name":817,"status":544,"uploaded_to":545,"date":818,"modified":819,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":820,"height":821,"sizes":822},14817,"CBTW Singapore Collaborative Workspace","Media-12.jpg",277375,"https://admin.cbtw.tech/wp-content/uploads/Media-12.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/media-12/","Modern collaborative lounge and café area inside the CBTW Singapore office designed for meetings, teamwork, and informal discussions.","Interior view of the CBTW Singapore office featuring a modern collaborative workspace with meeting tables, lounge seating, and café-style areas. The environment reflects CBTW APAC’s focus on collaboration, flexible working, and supporting software engineering and digital transformation teams across the region.","Collaborative lounge and meeting space at the CBTW Singapore office supporting teamwork, innovation, and flexible working.","media-12","2026-05-19 07:48:42","2026-05-19 07:49:51",1370,978,{"thumbnail":823,"thumbnail-width":555,"thumbnail-height":798,"medium":824,"medium-width":557,"medium-height":825,"medium_large":812,"medium_large-width":558,"medium_large-height":826,"large":827,"large-width":560,"large-height":828,"1536x1536":812,"1536x1536-width":820,"1536x1536-height":821,"2048x2048":812,"2048x2048-width":820,"2048x2048-height":821},"https://admin.cbtw.tech/wp-content/uploads/Media-12-100x71.jpg","https://admin.cbtw.tech/wp-content/uploads/Media-12-800x571.jpg",571,548,"https://admin.cbtw.tech/wp-content/uploads/Media-12-1024x731.jpg",731,"Collaborative Workspace","A flexible workspace where teams connect, align priorities, and support software development projects across APAC.",{"image":832,"title":849,"description":850},{"ID":833,"id":833,"title":834,"filename":835,"filesize":836,"url":837,"link":838,"alt":839,"author":516,"description":840,"caption":841,"name":842,"status":544,"uploaded_to":545,"date":843,"modified":844,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":845,"height":846,"sizes":847},14820,"CBTW Singapore Office Collaboration Lounge","shared-image-2-1.jpg",85641,"https://admin.cbtw.tech/wp-content/uploads/shared-image-2-1.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/shared-image-2-1/","Modern lounge and breakout area inside the CBTW Singapore office designed for collaboration, informal meetings, and flexible working.","Interior view of a modern collaboration lounge at the CBTW Singapore office featuring comfortable seating, meeting pods, and open social spaces. The workspace reflects CBTW APAC’s people-focused culture and supports collaboration across software development, engineering, and digital transformation teams in the region.","Flexible collaboration space at the CBTW Singapore office supporting teamwork, creativity, and employee wellbeing.","shared-image-2-1","2026-05-19 07:52:53","2026-05-19 07:53:12",771,551,{"thumbnail":848,"thumbnail-width":555,"thumbnail-height":798,"medium":837,"medium-width":845,"medium-height":846,"medium_large":837,"medium_large-width":558,"medium_large-height":801,"large":837,"large-width":845,"large-height":846,"1536x1536":837,"1536x1536-width":845,"1536x1536-height":846,"2048x2048":837,"2048x2048-width":845,"2048x2048-height":846},"https://admin.cbtw.tech/wp-content/uploads/shared-image-2-1-100x71.jpg","Breakout Lounge","A comfortable breakout area for informal meetings, focused work, and day-to-day engineering collaboration.",{"image":852,"title":871,"description":872},{"ID":853,"id":853,"title":854,"filename":855,"filesize":856,"url":857,"link":858,"alt":859,"author":516,"description":860,"caption":861,"name":862,"status":544,"uploaded_to":545,"date":863,"modified":864,"menu_order":13,"mime_type":548,"type":549,"subtype":550,"icon":551,"width":865,"height":866,"sizes":867},14854,"CBTW Singapore Office Culture and Collaboration Space","Image-2-1-2.jpg",142563,"https://admin.cbtw.tech/wp-content/uploads/Image-2-1-2.jpg","https://cbtw.tech/apac/collaboration-betters-the-world/software-development-company-in-singapore/image-2-1-3/","CBTW Singapore office meeting space featuring company value posters including Collaboration, Commitment, Evolution, and Positive Thinking.","Interior view of the CBTW Singapore office featuring branded wall posters that highlight the company’s core values: Collaboration, Commitment, Evolution, and Positive Thinking. The workspace reflects CBTW APAC’s collaborative culture and modern working environment supporting software development and digital transformation teams across the region.","CBTW Singapore office environment reflecting the company’s values of collaboration, commitment, evolution, and positive thinking.","image-2-1-3","2026-05-20 04:41:47","2026-05-20 04:43:35",1358,970,{"thumbnail":868,"thumbnail-width":555,"thumbnail-height":798,"medium":869,"medium-width":557,"medium-height":825,"medium_large":857,"medium_large-width":558,"medium_large-height":801,"large":870,"large-width":560,"large-height":828,"1536x1536":857,"1536x1536-width":865,"1536x1536-height":866,"2048x2048":857,"2048x2048-width":865,"2048x2048-height":866},"https://admin.cbtw.tech/wp-content/uploads/Image-2-1-2-100x71.jpg","https://admin.cbtw.tech/wp-content/uploads/Image-2-1-2-800x571.jpg","https://admin.cbtw.tech/wp-content/uploads/Image-2-1-2-1024x731.jpg","Company Values","CBTW’s values on display, reflecting the culture behind our software development house in Singapore.",{"title":874,"url":875,"target":8},"CBTW Singapore Office Address","https://share.google/hoYBvPMWM3CTh51U6",{"acf_fc_layout":877,"tag_name":878,"section_title":879,"description":880,"image":514,"cta_link":881,"hubspot_form_id":562,"align_center":514},"block_lets_connect","Build what comes next","Looking to scale your software development capability in financial services?","As a trusted software house for organizations across Singapore, Indonesia, and Malaysia, CBTW provides software development services aligned with business goals, regional regulatory environments, and the pace of financial services transformation across Southeast Asia.",{"title":882,"url":403,"target":8},"Talk with CBTW experts now",{"title":512,"description":884,"robots":885,"canonical":510,"og_locale":891,"og_type":892,"og_title":512,"og_description":884,"og_url":510,"og_site_name":893,"og_image":894,"twitter_card":895,"twitter_title":512,"twitter_description":884,"twitter_image":8,"twitter_misc":896,"schema":898},"CBTW is a software development company in Singapore supporting banking, fintech, and financial services teams with scalable APAC engineering delivery.",{"index":886,"follow":887,"max-snippet":888,"max-image-preview":889,"max-video-preview":890},"index","follow","max-snippet:-1","max-image-preview:large","max-video-preview:-1","en_US","article","CBTW",[],"summary_large_image",{"Written by":897},"Son Tu Quoc",{"@context":899,"@graph":900},"https://schema.org",[901,908],{"@type":902,"@id":510,"url":510,"name":512,"description":884,"inLanguage":903,"isPartOf":904,"datePublished":906,"dateModified":907},"WebPage","en-US",{"@id":905},"https://cbtw.tech/#website","2026-05-25T06:58:05+00:00","2026-05-25T09:34:13+00:00",{"@type":909,"@id":905,"url":910,"name":893,"description":911,"inLanguage":903},"WebSite","https://cbtw.tech/","Collaboration Betters The World",[],[],[],[],[],[],1779701705499]